LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,269
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,615
−HK$1,367/mo
Today · 4.125%
HK$45,982
baseline
▲ 0.50% · 4.625%
HK$48,780
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,964/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,136
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,427
−HK$1,310/mo
Today · 4.125%
HK$50,737
baseline
▲ 0.50% · 4.625%
HK$53,411
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,474/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,922
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,537
−HK$1,641/mo
Today · 4.125%
HK$55,178
baseline
▲ 0.50% · 4.625%
HK$58,536
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,356/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,763
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,312
−HK$1,572/mo
Today · 4.125%
HK$60,884
baseline
▲ 0.50% · 4.625%
HK$64,093
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,768/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,576
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,460
−HK$1,915/mo
Today · 4.125%
HK$64,375
baseline
▲ 0.50% · 4.625%
HK$68,292
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,750/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,390
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,198
−HK$1,833/mo
Today · 4.125%
HK$71,031
baseline
▲ 0.50% · 4.625%
HK$74,775
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,062/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,884
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,306
−HK$2,462/mo
Today · 4.125%
HK$82,768
baseline
▲ 0.50% · 4.625%
HK$87,804
+HK$5,036/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,536/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,645
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,969
−HK$2,357/mo
Today · 4.125%
HK$91,326
baseline
▲ 0.50% · 4.625%
HK$96,140
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,652/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,576 · Scale 2, in force from 26 Feb 2026)