LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,270
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,616
−HK$1,368/mo
Today · 4.125%
HK$45,984
baseline
▲ 0.50% · 4.625%
HK$48,782
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,968/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,138
−HK$2,600/mo
▼ 0.25% · 3.875%
HK$49,429
−HK$1,309/mo
Today · 4.125%
HK$50,738
baseline
▲ 0.50% · 4.625%
HK$53,413
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,476/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,924
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,539
−HK$1,641/mo
Today · 4.125%
HK$55,180
baseline
▲ 0.50% · 4.625%
HK$58,538
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,360/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,765
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,314
−HK$1,572/mo
Today · 4.125%
HK$60,886
baseline
▲ 0.50% · 4.625%
HK$64,095
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,772/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,578
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,462
−HK$1,915/mo
Today · 4.125%
HK$64,377
baseline
▲ 0.50% · 4.625%
HK$68,294
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,754/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,393
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,200
−HK$1,834/mo
Today · 4.125%
HK$71,034
baseline
▲ 0.50% · 4.625%
HK$74,778
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,068/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,886
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,309
−HK$2,461/mo
Today · 4.125%
HK$82,770
baseline
▲ 0.50% · 4.625%
HK$87,807
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,540/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,648
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,971
−HK$2,358/mo
Today · 4.125%
HK$91,329
baseline
▲ 0.50% · 4.625%
HK$96,143
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,658/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,600 · Scale 2, in force from 26 Feb 2026)