LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,273
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,619
−HK$1,368/mo
Today · 4.125%
HK$45,987
baseline
▲ 0.50% · 4.625%
HK$48,785
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,974/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,141
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,432
−HK$1,310/mo
Today · 4.125%
HK$50,742
baseline
▲ 0.50% · 4.625%
HK$53,417
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,484/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,928
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,543
−HK$1,641/mo
Today · 4.125%
HK$55,184
baseline
▲ 0.50% · 4.625%
HK$58,542
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,368/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,769
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,319
−HK$1,572/mo
Today · 4.125%
HK$60,891
baseline
▲ 0.50% · 4.625%
HK$64,100
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,782/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,583
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,467
−HK$1,915/mo
Today · 4.125%
HK$64,382
baseline
▲ 0.50% · 4.625%
HK$68,299
+HK$3,917/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,764/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,398
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,205
−HK$1,834/mo
Today · 4.125%
HK$71,039
baseline
▲ 0.50% · 4.625%
HK$74,784
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,078/mo (50% DSR)
Upfront cash ≈ HK$6.40M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,892
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,315
−HK$2,462/mo
Today · 4.125%
HK$82,777
baseline
▲ 0.50% · 4.625%
HK$87,813
+HK$5,036/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,554/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,654
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,978
−HK$2,358/mo
Today · 4.125%
HK$91,336
baseline
▲ 0.50% · 4.625%
HK$96,150
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,672/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,654 · Scale 2, in force from 26 Feb 2026)