LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,274
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,620
−HK$1,368/mo
Today · 4.125%
HK$45,988
baseline
▲ 0.50% · 4.625%
HK$48,786
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,976/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,142
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,433
−HK$1,310/mo
Today · 4.125%
HK$50,743
baseline
▲ 0.50% · 4.625%
HK$53,418
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,486/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,929
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,545
−HK$1,641/mo
Today · 4.125%
HK$55,186
baseline
▲ 0.50% · 4.625%
HK$58,544
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,372/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,771
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,320
−HK$1,572/mo
Today · 4.125%
HK$60,892
baseline
▲ 0.50% · 4.625%
HK$64,102
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,784/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,584
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,914/mo
Today · 4.125%
HK$64,383
baseline
▲ 0.50% · 4.625%
HK$68,301
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,766/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,399
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,207
−HK$1,834/mo
Today · 4.125%
HK$71,041
baseline
▲ 0.50% · 4.625%
HK$74,785
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,082/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,894
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,317
−HK$2,461/mo
Today · 4.125%
HK$82,778
baseline
▲ 0.50% · 4.625%
HK$87,815
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,556/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,656
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,980
−HK$2,358/mo
Today · 4.125%
HK$91,338
baseline
▲ 0.50% · 4.625%
HK$96,152
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,676/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,670 · Scale 2, in force from 26 Feb 2026)