LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,275
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,621
−HK$1,367/mo
Today · 4.125%
HK$45,988
baseline
▲ 0.50% · 4.625%
HK$48,787
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,976/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,143
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,434
−HK$1,310/mo
Today · 4.125%
HK$50,744
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,488/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,930
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,545
−HK$1,641/mo
Today · 4.125%
HK$55,186
baseline
▲ 0.50% · 4.625%
HK$58,544
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,372/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,771
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,321
−HK$1,572/mo
Today · 4.125%
HK$60,893
baseline
▲ 0.50% · 4.625%
HK$64,102
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,786/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,585
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,469
−HK$1,915/mo
Today · 4.125%
HK$64,384
baseline
▲ 0.50% · 4.625%
HK$68,302
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,768/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,400
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,208
−HK$1,833/mo
Today · 4.125%
HK$71,041
baseline
▲ 0.50% · 4.625%
HK$74,786
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,082/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,895
−HK$4,884/mo
▼ 0.25% · 3.875%
HK$80,318
−HK$2,461/mo
Today · 4.125%
HK$82,779
baseline
▲ 0.50% · 4.625%
HK$87,816
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,558/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,657
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,981
−HK$2,358/mo
Today · 4.125%
HK$91,339
baseline
▲ 0.50% · 4.625%
HK$96,153
+HK$4,814/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,678/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,677 · Scale 2, in force from 26 Feb 2026)