LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,276
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,622
−HK$1,367/mo
Today · 4.125%
HK$45,989
baseline
▲ 0.50% · 4.625%
HK$48,788
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,978/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,144
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,435
−HK$1,310/mo
Today · 4.125%
HK$50,745
baseline
▲ 0.50% · 4.625%
HK$53,419
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,490/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,931
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,546
−HK$1,641/mo
Today · 4.125%
HK$55,187
baseline
▲ 0.50% · 4.625%
HK$58,545
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,374/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,772
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,322
−HK$1,572/mo
Today · 4.125%
HK$60,894
baseline
▲ 0.50% · 4.625%
HK$64,103
+HK$3,209/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,788/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,586
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,470
−HK$1,915/mo
Today · 4.125%
HK$64,385
baseline
▲ 0.50% · 4.625%
HK$68,303
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$128,770/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,401
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,209
−HK$1,834/mo
Today · 4.125%
HK$71,043
baseline
▲ 0.50% · 4.625%
HK$74,787
+HK$3,744/mo
Deposit HK$5.69M · loan HK$13.28M · min. income ≈ HK$142,086/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,896
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,319
−HK$2,462/mo
Today · 4.125%
HK$82,781
baseline
▲ 0.50% · 4.625%
HK$87,818
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,562/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,659
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$88,983
−HK$2,357/mo
Today · 4.125%
HK$91,340
baseline
▲ 0.50% · 4.625%
HK$96,155
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,680/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,689 · Scale 2, in force from 26 Feb 2026)