LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,277
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,623
−HK$1,368/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,789
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,145
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,436
−HK$1,310/mo
Today · 4.125%
HK$50,746
baseline
▲ 0.50% · 4.625%
HK$53,421
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,492/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,932
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,547
−HK$1,642/mo
Today · 4.125%
HK$55,189
baseline
▲ 0.50% · 4.625%
HK$58,547
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,378/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,774
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,323
−HK$1,572/mo
Today · 4.125%
HK$60,895
baseline
▲ 0.50% · 4.625%
HK$64,105
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,790/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,587
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,472
−HK$1,915/mo
Today · 4.125%
HK$64,387
baseline
▲ 0.50% · 4.625%
HK$68,305
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,774/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,403
−HK$3,641/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$1,833/mo
Today · 4.125%
HK$71,044
baseline
▲ 0.50% · 4.625%
HK$74,789
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,088/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,898
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,321
−HK$2,462/mo
Today · 4.125%
HK$82,783
baseline
▲ 0.50% · 4.625%
HK$87,820
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,566/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,661
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,985
−HK$2,358/mo
Today · 4.125%
HK$91,343
baseline
▲ 0.50% · 4.625%
HK$96,158
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,686/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,709 · Scale 2, in force from 26 Feb 2026)