LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,277
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,623
−HK$1,368/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,789
+HK$2,798/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,145
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,437
−HK$1,310/mo
Today · 4.125%
HK$50,747
baseline
▲ 0.50% · 4.625%
HK$53,421
+HK$2,674/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,494/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,933
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$53,548
−HK$1,641/mo
Today · 4.125%
HK$55,189
baseline
▲ 0.50% · 4.625%
HK$58,547
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,378/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,774
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,324
−HK$1,572/mo
Today · 4.125%
HK$60,896
baseline
▲ 0.50% · 4.625%
HK$64,106
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,792/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,588
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,473
−HK$1,914/mo
Today · 4.125%
HK$64,387
baseline
▲ 0.50% · 4.625%
HK$68,305
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,774/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,403
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,211
−HK$1,834/mo
Today · 4.125%
HK$71,045
baseline
▲ 0.50% · 4.625%
HK$74,790
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,090/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,899
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,322
−HK$2,462/mo
Today · 4.125%
HK$82,784
baseline
▲ 0.50% · 4.625%
HK$87,821
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,568/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,662
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,986
−HK$2,358/mo
Today · 4.125%
HK$91,344
baseline
▲ 0.50% · 4.625%
HK$96,159
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,688/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,715 · Scale 2, in force from 26 Feb 2026)