LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,278
−HK$2,713/mo
▼ 0.25% · 3.875%
HK$44,624
−HK$1,367/mo
Today · 4.125%
HK$45,991
baseline
▲ 0.50% · 4.625%
HK$48,790
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,982/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,146
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,437
−HK$1,310/mo
Today · 4.125%
HK$50,747
baseline
▲ 0.50% · 4.625%
HK$53,422
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,494/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,933
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,549
−HK$1,641/mo
Today · 4.125%
HK$55,190
baseline
▲ 0.50% · 4.625%
HK$58,548
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,380/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,775
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,325
−HK$1,571/mo
Today · 4.125%
HK$60,896
baseline
▲ 0.50% · 4.625%
HK$64,106
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,792/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,589
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,473
−HK$1,915/mo
Today · 4.125%
HK$64,388
baseline
▲ 0.50% · 4.625%
HK$68,306
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,776/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,404
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,212
−HK$1,834/mo
Today · 4.125%
HK$71,046
baseline
▲ 0.50% · 4.625%
HK$74,791
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,092/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,900
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,323
−HK$2,462/mo
Today · 4.125%
HK$82,785
baseline
▲ 0.50% · 4.625%
HK$87,822
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,570/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,663
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,987
−HK$2,358/mo
Today · 4.125%
HK$91,345
baseline
▲ 0.50% · 4.625%
HK$96,160
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,690/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,723 · Scale 2, in force from 26 Feb 2026)