LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,279
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,368/mo
Today · 4.125%
HK$45,993
baseline
▲ 0.50% · 4.625%
HK$48,792
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,986/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,147
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,439
−HK$1,310/mo
Today · 4.125%
HK$50,749
baseline
▲ 0.50% · 4.625%
HK$53,424
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,498/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,935
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,550
−HK$1,642/mo
Today · 4.125%
HK$55,192
baseline
▲ 0.50% · 4.625%
HK$58,550
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,384/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,777
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,326
−HK$1,572/mo
Today · 4.125%
HK$60,898
baseline
▲ 0.50% · 4.625%
HK$64,108
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,796/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,591
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,475
−HK$1,915/mo
Today · 4.125%
HK$64,390
baseline
▲ 0.50% · 4.625%
HK$68,308
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,780/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,406
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,214
−HK$1,834/mo
Today · 4.125%
HK$71,048
baseline
▲ 0.50% · 4.625%
HK$74,793
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,096/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,902
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,325
−HK$2,462/mo
Today · 4.125%
HK$82,787
baseline
▲ 0.50% · 4.625%
HK$87,825
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,574/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,665
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$88,990
−HK$2,358/mo
Today · 4.125%
HK$91,348
baseline
▲ 0.50% · 4.625%
HK$96,163
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,696/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,746 · Scale 2, in force from 26 Feb 2026)