LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,280
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,626
−HK$1,368/mo
Today · 4.125%
HK$45,994
baseline
▲ 0.50% · 4.625%
HK$48,793
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,988/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,149
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,440
−HK$1,310/mo
Today · 4.125%
HK$50,750
baseline
▲ 0.50% · 4.625%
HK$53,425
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,500/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,936
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,552
−HK$1,641/mo
Today · 4.125%
HK$55,193
baseline
▲ 0.50% · 4.625%
HK$58,551
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,386/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,778
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,328
−HK$1,572/mo
Today · 4.125%
HK$60,900
baseline
▲ 0.50% · 4.625%
HK$64,110
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,800/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,592
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,477
−HK$1,915/mo
Today · 4.125%
HK$64,392
baseline
▲ 0.50% · 4.625%
HK$68,310
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,784/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,408
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,216
−HK$1,834/mo
Today · 4.125%
HK$71,050
baseline
▲ 0.50% · 4.625%
HK$74,795
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,100/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,904
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,327
−HK$2,462/mo
Today · 4.125%
HK$82,789
baseline
▲ 0.50% · 4.625%
HK$87,827
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,578/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,667
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$88,992
−HK$2,358/mo
Today · 4.125%
HK$91,350
baseline
▲ 0.50% · 4.625%
HK$96,165
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,700/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,763 · Scale 2, in force from 26 Feb 2026)