LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,281
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,627
−HK$1,368/mo
Today · 4.125%
HK$45,995
baseline
▲ 0.50% · 4.625%
HK$48,794
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,990/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,150
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,441
−HK$1,310/mo
Today · 4.125%
HK$50,751
baseline
▲ 0.50% · 4.625%
HK$53,426
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,502/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,937
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,553
−HK$1,641/mo
Today · 4.125%
HK$55,194
baseline
▲ 0.50% · 4.625%
HK$58,553
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,388/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,780
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,329
−HK$1,572/mo
Today · 4.125%
HK$60,901
baseline
▲ 0.50% · 4.625%
HK$64,112
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,802/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,594
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,478
−HK$1,915/mo
Today · 4.125%
HK$64,393
baseline
▲ 0.50% · 4.625%
HK$68,312
+HK$3,919/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,786/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,410
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,218
−HK$1,834/mo
Today · 4.125%
HK$71,052
baseline
▲ 0.50% · 4.625%
HK$74,797
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,104/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,906
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,329
−HK$2,462/mo
Today · 4.125%
HK$82,791
baseline
▲ 0.50% · 4.625%
HK$87,829
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,582/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,670
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,994
−HK$2,358/mo
Today · 4.125%
HK$91,352
baseline
▲ 0.50% · 4.625%
HK$96,168
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,704/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,782 · Scale 2, in force from 26 Feb 2026)