LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,282
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,368/mo
Today · 4.125%
HK$45,996
baseline
▲ 0.50% · 4.625%
HK$48,795
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,992/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,150
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,442
−HK$1,310/mo
Today · 4.125%
HK$50,752
baseline
▲ 0.50% · 4.625%
HK$53,427
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,504/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,938
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,554
−HK$1,641/mo
Today · 4.125%
HK$55,195
baseline
▲ 0.50% · 4.625%
HK$58,554
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,390/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,781
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,330
−HK$1,572/mo
Today · 4.125%
HK$60,902
baseline
▲ 0.50% · 4.625%
HK$64,113
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,804/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,594
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,479
−HK$1,915/mo
Today · 4.125%
HK$64,394
baseline
▲ 0.50% · 4.625%
HK$68,312
+HK$3,918/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,788/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,411
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,219
−HK$1,834/mo
Today · 4.125%
HK$71,053
baseline
▲ 0.50% · 4.625%
HK$74,798
+HK$3,745/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,106/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,907
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,330
−HK$2,463/mo
Today · 4.125%
HK$82,793
baseline
▲ 0.50% · 4.625%
HK$87,830
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,586/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,671
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$88,995
−HK$2,358/mo
Today · 4.125%
HK$91,353
baseline
▲ 0.50% · 4.625%
HK$96,169
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,706/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,791 · Scale 2, in force from 26 Feb 2026)