LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,283
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,367/mo
Today · 4.125%
HK$45,997
baseline
▲ 0.50% · 4.625%
HK$48,796
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,994/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,152
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,310/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,429
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,940
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,556
−HK$1,641/mo
Today · 4.125%
HK$55,197
baseline
▲ 0.50% · 4.625%
HK$58,556
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,394/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,783
−HK$3,121/mo
▼ 0.25% · 3.875%
HK$59,332
−HK$1,572/mo
Today · 4.125%
HK$60,904
baseline
▲ 0.50% · 4.625%
HK$64,115
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,808/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,597
−HK$3,799/mo
▼ 0.25% · 3.875%
HK$62,481
−HK$1,915/mo
Today · 4.125%
HK$64,396
baseline
▲ 0.50% · 4.625%
HK$68,315
+HK$3,919/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,792/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,413
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,221
−HK$1,834/mo
Today · 4.125%
HK$71,055
baseline
▲ 0.50% · 4.625%
HK$74,801
+HK$3,746/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,110/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,910
−HK$4,885/mo
▼ 0.25% · 3.875%
HK$80,333
−HK$2,462/mo
Today · 4.125%
HK$82,795
baseline
▲ 0.50% · 4.625%
HK$87,833
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,590/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,674
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$88,998
−HK$2,359/mo
Today · 4.125%
HK$91,357
baseline
▲ 0.50% · 4.625%
HK$96,172
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,714/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,816 · Scale 2, in force from 26 Feb 2026)