LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,284
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,630
−HK$1,368/mo
Today · 4.125%
HK$45,998
baseline
▲ 0.50% · 4.625%
HK$48,797
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,996/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,153
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,444
−HK$1,310/mo
Today · 4.125%
HK$50,754
baseline
▲ 0.50% · 4.625%
HK$53,430
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,508/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,941
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,556
−HK$1,642/mo
Today · 4.125%
HK$55,198
baseline
▲ 0.50% · 4.625%
HK$58,556
+HK$3,358/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,396/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,783
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,333
−HK$1,572/mo
Today · 4.125%
HK$60,905
baseline
▲ 0.50% · 4.625%
HK$64,116
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,810/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,597
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,482
−HK$1,915/mo
Today · 4.125%
HK$64,397
baseline
▲ 0.50% · 4.625%
HK$68,316
+HK$3,919/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,794/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,414
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,222
−HK$1,834/mo
Today · 4.125%
HK$71,056
baseline
▲ 0.50% · 4.625%
HK$74,802
+HK$3,746/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,112/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,911
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,334
−HK$2,463/mo
Today · 4.125%
HK$82,797
baseline
▲ 0.50% · 4.625%
HK$87,834
+HK$5,037/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,594/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,675
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,000
−HK$2,358/mo
Today · 4.125%
HK$91,358
baseline
▲ 0.50% · 4.625%
HK$96,173
+HK$4,815/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,716/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,825 · Scale 2, in force from 26 Feb 2026)