LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,285
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,631
−HK$1,368/mo
Today · 4.125%
HK$45,999
baseline
▲ 0.50% · 4.625%
HK$48,798
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$91,998/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,154
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,446
−HK$1,310/mo
Today · 4.125%
HK$50,756
baseline
▲ 0.50% · 4.625%
HK$53,431
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,512/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,942
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,558
−HK$1,641/mo
Today · 4.125%
HK$55,199
baseline
▲ 0.50% · 4.625%
HK$58,558
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,398/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,785
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,335
−HK$1,572/mo
Today · 4.125%
HK$60,907
baseline
▲ 0.50% · 4.625%
HK$64,117
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,814/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,599
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,484
−HK$1,915/mo
Today · 4.125%
HK$64,399
baseline
▲ 0.50% · 4.625%
HK$68,318
+HK$3,919/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,798/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,416
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,224
−HK$1,834/mo
Today · 4.125%
HK$71,058
baseline
▲ 0.50% · 4.625%
HK$74,804
+HK$3,746/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,116/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,913
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,337
−HK$2,462/mo
Today · 4.125%
HK$82,799
baseline
▲ 0.50% · 4.625%
HK$87,837
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,598/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,678
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$89,002
−HK$2,358/mo
Today · 4.125%
HK$91,360
baseline
▲ 0.50% · 4.625%
HK$96,176
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,720/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,846 · Scale 2, in force from 26 Feb 2026)