LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,286
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,632
−HK$1,368/mo
Today · 4.125%
HK$46,000
baseline
▲ 0.50% · 4.625%
HK$48,799
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,000/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,155
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,446
−HK$1,311/mo
Today · 4.125%
HK$50,757
baseline
▲ 0.50% · 4.625%
HK$53,432
+HK$2,675/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,514/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,943
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,559
−HK$1,641/mo
Today · 4.125%
HK$55,200
baseline
▲ 0.50% · 4.625%
HK$58,559
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,400/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,786
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,336
−HK$1,572/mo
Today · 4.125%
HK$60,908
baseline
▲ 0.50% · 4.625%
HK$64,118
+HK$3,210/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,816/mo (50% DSR)
Upfront cash ≈ HK$8.30M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,600
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,485
−HK$1,915/mo
Today · 4.125%
HK$64,400
baseline
▲ 0.50% · 4.625%
HK$68,319
+HK$3,919/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$128,800/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,417
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,225
−HK$1,834/mo
Today · 4.125%
HK$71,059
baseline
▲ 0.50% · 4.625%
HK$74,805
+HK$3,746/mo
Deposit HK$5.69M · loan HK$13.29M · min. income ≈ HK$142,118/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,914
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,338
−HK$2,462/mo
Today · 4.125%
HK$82,800
baseline
▲ 0.50% · 4.625%
HK$87,838
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$165,600/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,679
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,004
−HK$2,358/mo
Today · 4.125%
HK$91,362
baseline
▲ 0.50% · 4.625%
HK$96,178
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.08M · min. income ≈ HK$182,724/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,857 · Scale 2, in force from 26 Feb 2026)