LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,287
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,634
−HK$1,368/mo
Today · 4.125%
HK$46,002
baseline
▲ 0.50% · 4.625%
HK$48,801
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,004/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,157
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,448
−HK$1,310/mo
Today · 4.125%
HK$50,758
baseline
▲ 0.50% · 4.625%
HK$53,434
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,516/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,945
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,560
−HK$1,642/mo
Today · 4.125%
HK$55,202
baseline
▲ 0.50% · 4.625%
HK$58,561
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,404/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,788
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,338
−HK$1,572/mo
Today · 4.125%
HK$60,910
baseline
▲ 0.50% · 4.625%
HK$64,121
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,820/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,602
−HK$3,800/mo
▼ 0.25% · 3.875%
HK$62,487
−HK$1,915/mo
Today · 4.125%
HK$64,402
baseline
▲ 0.50% · 4.625%
HK$68,321
+HK$3,919/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,804/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,419
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,227
−HK$1,835/mo
Today · 4.125%
HK$71,062
baseline
▲ 0.50% · 4.625%
HK$74,807
+HK$3,745/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,124/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,917
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,341
−HK$2,462/mo
Today · 4.125%
HK$82,803
baseline
▲ 0.50% · 4.625%
HK$87,842
+HK$5,039/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,606/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,682
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,007
−HK$2,358/mo
Today · 4.125%
HK$91,365
baseline
▲ 0.50% · 4.625%
HK$96,181
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,730/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,882 · Scale 2, in force from 26 Feb 2026)