LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,288
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,635
−HK$1,368/mo
Today · 4.125%
HK$46,003
baseline
▲ 0.50% · 4.625%
HK$48,802
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,006/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,158
−HK$2,601/mo
▼ 0.25% · 3.875%
HK$49,449
−HK$1,310/mo
Today · 4.125%
HK$50,759
baseline
▲ 0.50% · 4.625%
HK$53,435
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,518/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,946
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$53,562
−HK$1,641/mo
Today · 4.125%
HK$55,203
baseline
▲ 0.50% · 4.625%
HK$58,562
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,406/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,789
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,339
−HK$1,572/mo
Today · 4.125%
HK$60,911
baseline
▲ 0.50% · 4.625%
HK$64,122
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,822/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,603
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,489
−HK$1,915/mo
Today · 4.125%
HK$64,404
baseline
▲ 0.50% · 4.625%
HK$68,323
+HK$3,919/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,808/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,421
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,229
−HK$1,834/mo
Today · 4.125%
HK$71,063
baseline
▲ 0.50% · 4.625%
HK$74,809
+HK$3,746/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,126/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,919
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,342
−HK$2,463/mo
Today · 4.125%
HK$82,805
baseline
▲ 0.50% · 4.625%
HK$87,843
+HK$5,038/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,610/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,684
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,009
−HK$2,358/mo
Today · 4.125%
HK$91,367
baseline
▲ 0.50% · 4.625%
HK$96,183
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,734/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,897 · Scale 2, in force from 26 Feb 2026)