LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,289
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,636
−HK$1,368/mo
Today · 4.125%
HK$46,004
baseline
▲ 0.50% · 4.625%
HK$48,803
+HK$2,799/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,008/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,159
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,451
−HK$1,310/mo
Today · 4.125%
HK$50,761
baseline
▲ 0.50% · 4.625%
HK$53,437
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,522/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,947
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,563
−HK$1,642/mo
Today · 4.125%
HK$55,205
baseline
▲ 0.50% · 4.625%
HK$58,564
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,410/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,791
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,341
−HK$1,572/mo
Today · 4.125%
HK$60,913
baseline
▲ 0.50% · 4.625%
HK$64,124
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,826/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,605
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,490
−HK$1,916/mo
Today · 4.125%
HK$64,406
baseline
▲ 0.50% · 4.625%
HK$68,325
+HK$3,919/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,812/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,423
−HK$3,642/mo
▼ 0.25% · 3.875%
HK$69,231
−HK$1,834/mo
Today · 4.125%
HK$71,065
baseline
▲ 0.50% · 4.625%
HK$74,811
+HK$3,746/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,130/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,921
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,345
−HK$2,462/mo
Today · 4.125%
HK$82,807
baseline
▲ 0.50% · 4.625%
HK$87,846
+HK$5,039/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,614/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,686
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,011
−HK$2,359/mo
Today · 4.125%
HK$91,370
baseline
▲ 0.50% · 4.625%
HK$96,186
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,740/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,917 · Scale 2, in force from 26 Feb 2026)