LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,293
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,368/mo
Today · 4.125%
HK$46,008
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,016/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,163
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,455
−HK$1,310/mo
Today · 4.125%
HK$50,765
baseline
▲ 0.50% · 4.625%
HK$53,441
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,530/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,642/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,569
+HK$3,359/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,346
−HK$1,572/mo
Today · 4.125%
HK$60,918
baseline
▲ 0.50% · 4.625%
HK$64,129
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,836/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,610
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,496
−HK$1,915/mo
Today · 4.125%
HK$64,411
baseline
▲ 0.50% · 4.625%
HK$68,331
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,822/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,428
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,237
−HK$1,834/mo
Today · 4.125%
HK$71,071
baseline
▲ 0.50% · 4.625%
HK$74,818
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,142/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,928
−HK$4,886/mo
▼ 0.25% · 3.875%
HK$80,352
−HK$2,462/mo
Today · 4.125%
HK$82,814
baseline
▲ 0.50% · 4.625%
HK$87,854
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,628/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,694
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,019
−HK$2,359/mo
Today · 4.125%
HK$91,378
baseline
▲ 0.50% · 4.625%
HK$96,194
+HK$4,816/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,756/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,979 · Scale 2, in force from 26 Feb 2026)