LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,294
−HK$2,714/mo
▼ 0.25% · 3.875%
HK$44,640
−HK$1,368/mo
Today · 4.125%
HK$46,008
baseline
▲ 0.50% · 4.625%
HK$48,808
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,016/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,164
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,455
−HK$1,311/mo
Today · 4.125%
HK$50,766
baseline
▲ 0.50% · 4.625%
HK$53,442
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,532/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,952
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,568
−HK$1,642/mo
Today · 4.125%
HK$55,210
baseline
▲ 0.50% · 4.625%
HK$58,570
+HK$3,360/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$110,420/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,796
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,347
−HK$1,572/mo
Today · 4.125%
HK$60,919
baseline
▲ 0.50% · 4.625%
HK$64,130
+HK$3,211/mo
Deposit HK$7.59M · loan HK$11.39M · min. income ≈ HK$121,838/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,611
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,496
−HK$1,916/mo
Today · 4.125%
HK$64,412
baseline
▲ 0.50% · 4.625%
HK$68,331
+HK$3,919/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,824/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,429
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,238
−HK$1,834/mo
Today · 4.125%
HK$71,072
baseline
▲ 0.50% · 4.625%
HK$74,818
+HK$3,746/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,144/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,928
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,352
−HK$2,463/mo
Today · 4.125%
HK$82,815
baseline
▲ 0.50% · 4.625%
HK$87,854
+HK$5,039/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,630/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,695
−HK$4,683/mo
▼ 0.25% · 3.875%
HK$89,020
−HK$2,358/mo
Today · 4.125%
HK$91,378
baseline
▲ 0.50% · 4.625%
HK$96,195
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,756/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$711,986 · Scale 2, in force from 26 Feb 2026)