LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,296
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,368/mo
Today · 4.125%
HK$46,011
baseline
▲ 0.50% · 4.625%
HK$48,811
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,022/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,167
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,459
−HK$1,310/mo
Today · 4.125%
HK$50,769
baseline
▲ 0.50% · 4.625%
HK$53,445
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,538/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,956
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,572
−HK$1,642/mo
Today · 4.125%
HK$55,214
baseline
▲ 0.50% · 4.625%
HK$58,573
+HK$3,359/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,428/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,800
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,350
−HK$1,573/mo
Today · 4.125%
HK$60,923
baseline
▲ 0.50% · 4.625%
HK$64,134
+HK$3,211/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,846/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,500
−HK$1,916/mo
Today · 4.125%
HK$64,416
baseline
▲ 0.50% · 4.625%
HK$68,336
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,832/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,434
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,242
−HK$1,835/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$74,823
+HK$3,746/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,934
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,358
−HK$2,463/mo
Today · 4.125%
HK$82,821
baseline
▲ 0.50% · 4.625%
HK$87,860
+HK$5,039/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,642/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,700
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,026
−HK$2,358/mo
Today · 4.125%
HK$91,384
baseline
▲ 0.50% · 4.625%
HK$96,201
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,768/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,032 · Scale 2, in force from 26 Feb 2026)