LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,297
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,643
−HK$1,369/mo
Today · 4.125%
HK$46,012
baseline
▲ 0.50% · 4.625%
HK$48,812
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,024/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,167
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,459
−HK$1,310/mo
Today · 4.125%
HK$50,769
baseline
▲ 0.50% · 4.625%
HK$53,446
+HK$2,677/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,538/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,956
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,572
−HK$1,642/mo
Today · 4.125%
HK$55,214
baseline
▲ 0.50% · 4.625%
HK$58,574
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,428/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,801
−HK$3,122/mo
▼ 0.25% · 3.875%
HK$59,351
−HK$1,572/mo
Today · 4.125%
HK$60,923
baseline
▲ 0.50% · 4.625%
HK$64,135
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,846/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,615
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,501
−HK$1,916/mo
Today · 4.125%
HK$64,417
baseline
▲ 0.50% · 4.625%
HK$68,336
+HK$3,919/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,834/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,434
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,243
−HK$1,834/mo
Today · 4.125%
HK$71,077
baseline
▲ 0.50% · 4.625%
HK$74,824
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,154/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,934
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,358
−HK$2,463/mo
Today · 4.125%
HK$82,821
baseline
▲ 0.50% · 4.625%
HK$87,861
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,642/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,701
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,026
−HK$2,359/mo
Today · 4.125%
HK$91,385
baseline
▲ 0.50% · 4.625%
HK$96,202
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,770/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,038 · Scale 2, in force from 26 Feb 2026)