LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,299
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,646
−HK$1,368/mo
Today · 4.125%
HK$46,014
baseline
▲ 0.50% · 4.625%
HK$48,814
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,028/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,170
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,462
−HK$1,310/mo
Today · 4.125%
HK$50,772
baseline
▲ 0.50% · 4.625%
HK$53,448
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,544/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,959
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,575
−HK$1,642/mo
Today · 4.125%
HK$55,217
baseline
▲ 0.50% · 4.625%
HK$58,577
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,434/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,804
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,354
−HK$1,573/mo
Today · 4.125%
HK$60,927
baseline
▲ 0.50% · 4.625%
HK$64,138
+HK$3,211/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,854/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,619
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,504
−HK$1,916/mo
Today · 4.125%
HK$64,420
baseline
▲ 0.50% · 4.625%
HK$68,340
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,840/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,438
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,246
−HK$1,835/mo
Today · 4.125%
HK$71,081
baseline
▲ 0.50% · 4.625%
HK$74,828
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,162/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,938
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,362
−HK$2,464/mo
Today · 4.125%
HK$82,826
baseline
▲ 0.50% · 4.625%
HK$87,865
+HK$5,039/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,652/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,705
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,031
−HK$2,359/mo
Today · 4.125%
HK$91,390
baseline
▲ 0.50% · 4.625%
HK$96,207
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,780/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,074 · Scale 2, in force from 26 Feb 2026)