LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,300
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,647
−HK$1,369/mo
Today · 4.125%
HK$46,016
baseline
▲ 0.50% · 4.625%
HK$48,816
+HK$2,800/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$92,032/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,171
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,463
−HK$1,311/mo
Today · 4.125%
HK$50,774
baseline
▲ 0.50% · 4.625%
HK$53,450
+HK$2,676/mo
Deposit HK$9.49M · loan HK$9.49M · min. income ≈ HK$101,548/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,960
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,577
−HK$1,642/mo
Today · 4.125%
HK$55,219
baseline
▲ 0.50% · 4.625%
HK$58,579
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,438/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,805
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,356
−HK$1,573/mo
Today · 4.125%
HK$60,929
baseline
▲ 0.50% · 4.625%
HK$64,140
+HK$3,211/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,858/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,621
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,506
−HK$1,916/mo
Today · 4.125%
HK$64,422
baseline
▲ 0.50% · 4.625%
HK$68,342
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,844/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,440
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,248
−HK$1,835/mo
Today · 4.125%
HK$71,083
baseline
▲ 0.50% · 4.625%
HK$74,830
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,166/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,941
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,365
−HK$2,463/mo
Today · 4.125%
HK$82,828
baseline
▲ 0.50% · 4.625%
HK$87,868
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,656/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,708
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,034
−HK$2,359/mo
Today · 4.125%
HK$91,393
baseline
▲ 0.50% · 4.625%
HK$96,210
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,786/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,098 · Scale 2, in force from 26 Feb 2026)