LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,303
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,649
−HK$1,369/mo
Today · 4.125%
HK$46,018
baseline
▲ 0.50% · 4.625%
HK$48,818
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,036/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,174
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,310/mo
Today · 4.125%
HK$50,776
baseline
▲ 0.50% · 4.625%
HK$53,453
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,552/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,963
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,579
−HK$1,643/mo
Today · 4.125%
HK$55,222
baseline
▲ 0.50% · 4.625%
HK$58,582
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,444/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,808
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,359
−HK$1,573/mo
Today · 4.125%
HK$60,932
baseline
▲ 0.50% · 4.625%
HK$64,143
+HK$3,211/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,864/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,509
−HK$1,916/mo
Today · 4.125%
HK$64,425
baseline
▲ 0.50% · 4.625%
HK$68,345
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,850/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,443
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,252
−HK$1,835/mo
Today · 4.125%
HK$71,087
baseline
▲ 0.50% · 4.625%
HK$74,834
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,174/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,945
−HK$4,887/mo
▼ 0.25% · 3.875%
HK$80,369
−HK$2,463/mo
Today · 4.125%
HK$82,832
baseline
▲ 0.50% · 4.625%
HK$87,873
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,664/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,713
−HK$4,684/mo
▼ 0.25% · 3.875%
HK$89,038
−HK$2,359/mo
Today · 4.125%
HK$91,397
baseline
▲ 0.50% · 4.625%
HK$96,215
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,794/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,133 · Scale 2, in force from 26 Feb 2026)