LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,303
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,650
−HK$1,369/mo
Today · 4.125%
HK$46,019
baseline
▲ 0.50% · 4.625%
HK$48,819
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,038/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,174
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,466
−HK$1,311/mo
Today · 4.125%
HK$50,777
baseline
▲ 0.50% · 4.625%
HK$53,454
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,554/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,964
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,580
−HK$1,642/mo
Today · 4.125%
HK$55,222
baseline
▲ 0.50% · 4.625%
HK$58,583
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,444/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,809
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,360
−HK$1,572/mo
Today · 4.125%
HK$60,932
baseline
▲ 0.50% · 4.625%
HK$64,144
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,864/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,624
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,510
−HK$1,916/mo
Today · 4.125%
HK$64,426
baseline
▲ 0.50% · 4.625%
HK$68,346
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,852/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,444
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,253
−HK$1,835/mo
Today · 4.125%
HK$71,088
baseline
▲ 0.50% · 4.625%
HK$74,835
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,176/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,946
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,370
−HK$2,464/mo
Today · 4.125%
HK$82,834
baseline
▲ 0.50% · 4.625%
HK$87,874
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,668/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,714
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,039
−HK$2,360/mo
Today · 4.125%
HK$91,399
baseline
▲ 0.50% · 4.625%
HK$96,216
+HK$4,817/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,798/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,143 · Scale 2, in force from 26 Feb 2026)