LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,305
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,652
−HK$1,368/mo
Today · 4.125%
HK$46,020
baseline
▲ 0.50% · 4.625%
HK$48,821
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,040/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,176
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,468
−HK$1,311/mo
Today · 4.125%
HK$50,779
baseline
▲ 0.50% · 4.625%
HK$53,456
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,558/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,966
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,582
−HK$1,642/mo
Today · 4.125%
HK$55,224
baseline
▲ 0.50% · 4.625%
HK$58,585
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$110,448/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,811
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,362
−HK$1,573/mo
Today · 4.125%
HK$60,935
baseline
▲ 0.50% · 4.625%
HK$64,147
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.39M · min. income ≈ HK$121,870/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,627
−HK$3,801/mo
▼ 0.25% · 3.875%
HK$62,512
−HK$1,916/mo
Today · 4.125%
HK$64,428
baseline
▲ 0.50% · 4.625%
HK$68,349
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,856/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,447
−HK$3,643/mo
▼ 0.25% · 3.875%
HK$69,255
−HK$1,835/mo
Today · 4.125%
HK$71,090
baseline
▲ 0.50% · 4.625%
HK$74,838
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,180/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,949
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,373
−HK$2,464/mo
Today · 4.125%
HK$82,837
baseline
▲ 0.50% · 4.625%
HK$87,877
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,674/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,717
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,043
−HK$2,359/mo
Today · 4.125%
HK$91,402
baseline
▲ 0.50% · 4.625%
HK$96,220
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,804/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,170 · Scale 2, in force from 26 Feb 2026)