LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,306
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,653
−HK$1,369/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,822
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,178
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,470
−HK$1,311/mo
Today · 4.125%
HK$50,781
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,562/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,968
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$53,584
−HK$1,642/mo
Today · 4.125%
HK$55,226
baseline
▲ 0.50% · 4.625%
HK$58,587
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,452/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,813
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,364
−HK$1,573/mo
Today · 4.125%
HK$60,937
baseline
▲ 0.50% · 4.625%
HK$64,149
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,874/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,629
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,515
−HK$1,916/mo
Today · 4.125%
HK$64,431
baseline
▲ 0.50% · 4.625%
HK$68,351
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,862/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,449
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,258
−HK$1,835/mo
Today · 4.125%
HK$71,093
baseline
▲ 0.50% · 4.625%
HK$74,841
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,186/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,951
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,376
−HK$2,464/mo
Today · 4.125%
HK$82,840
baseline
▲ 0.50% · 4.625%
HK$87,880
+HK$5,040/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,680/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,720
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,046
−HK$2,359/mo
Today · 4.125%
HK$91,405
baseline
▲ 0.50% · 4.625%
HK$96,224
+HK$4,819/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,810/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,196 · Scale 2, in force from 26 Feb 2026)