LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,307
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,368/mo
Today · 4.125%
HK$46,022
baseline
▲ 0.50% · 4.625%
HK$48,823
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,044/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,178
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,470
−HK$1,311/mo
Today · 4.125%
HK$50,781
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,562/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,968
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,584
−HK$1,643/mo
Today · 4.125%
HK$55,227
baseline
▲ 0.50% · 4.625%
HK$58,587
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,454/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,814
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,364
−HK$1,573/mo
Today · 4.125%
HK$60,937
baseline
▲ 0.50% · 4.625%
HK$64,149
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,874/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,629
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,515
−HK$1,916/mo
Today · 4.125%
HK$64,431
baseline
▲ 0.50% · 4.625%
HK$68,352
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,862/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,449
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,258
−HK$1,836/mo
Today · 4.125%
HK$71,094
baseline
▲ 0.50% · 4.625%
HK$74,841
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,188/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,952
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,463/mo
Today · 4.125%
HK$82,840
baseline
▲ 0.50% · 4.625%
HK$87,881
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,680/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,721
−HK$4,685/mo
▼ 0.25% · 3.875%
HK$89,046
−HK$2,360/mo
Today · 4.125%
HK$91,406
baseline
▲ 0.50% · 4.625%
HK$96,224
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,812/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,200 · Scale 2, in force from 26 Feb 2026)