LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,307
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,654
−HK$1,369/mo
Today · 4.125%
HK$46,023
baseline
▲ 0.50% · 4.625%
HK$48,823
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,046/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,179
−HK$2,602/mo
▼ 0.25% · 3.875%
HK$49,471
−HK$1,310/mo
Today · 4.125%
HK$50,781
baseline
▲ 0.50% · 4.625%
HK$53,458
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,562/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,968
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,585
−HK$1,642/mo
Today · 4.125%
HK$55,227
baseline
▲ 0.50% · 4.625%
HK$58,588
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,454/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,814
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,365
−HK$1,573/mo
Today · 4.125%
HK$60,938
baseline
▲ 0.50% · 4.625%
HK$64,150
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,876/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,630
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,516
−HK$1,916/mo
Today · 4.125%
HK$64,432
baseline
▲ 0.50% · 4.625%
HK$68,352
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$128,864/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,450
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,259
−HK$1,835/mo
Today · 4.125%
HK$71,094
baseline
▲ 0.50% · 4.625%
HK$74,842
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.29M · min. income ≈ HK$142,188/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,953
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,377
−HK$2,464/mo
Today · 4.125%
HK$82,841
baseline
▲ 0.50% · 4.625%
HK$87,882
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,682/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,721
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,047
−HK$2,360/mo
Today · 4.125%
HK$91,407
baseline
▲ 0.50% · 4.625%
HK$96,225
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,814/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,206 · Scale 2, in force from 26 Feb 2026)