LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,309
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,656
−HK$1,369/mo
Today · 4.125%
HK$46,025
baseline
▲ 0.50% · 4.625%
HK$48,825
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,050/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,181
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,473
−HK$1,311/mo
Today · 4.125%
HK$50,784
baseline
▲ 0.50% · 4.625%
HK$53,461
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,568/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,971
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,587
−HK$1,643/mo
Today · 4.125%
HK$55,230
baseline
▲ 0.50% · 4.625%
HK$58,590
+HK$3,360/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,460/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,817
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,367
−HK$1,573/mo
Today · 4.125%
HK$60,940
baseline
▲ 0.50% · 4.625%
HK$64,153
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,880/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,632
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,518
−HK$1,917/mo
Today · 4.125%
HK$64,435
baseline
▲ 0.50% · 4.625%
HK$68,355
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,870/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,453
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,262
−HK$1,835/mo
Today · 4.125%
HK$71,097
baseline
▲ 0.50% · 4.625%
HK$74,845
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,194/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,956
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,381
−HK$2,463/mo
Today · 4.125%
HK$82,844
baseline
▲ 0.50% · 4.625%
HK$87,885
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,688/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,725
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,051
−HK$2,360/mo
Today · 4.125%
HK$91,411
baseline
▲ 0.50% · 4.625%
HK$96,229
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,822/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,237 · Scale 2, in force from 26 Feb 2026)