LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,310
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,657
−HK$1,369/mo
Today · 4.125%
HK$46,026
baseline
▲ 0.50% · 4.625%
HK$48,827
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,052/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,182
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,474
−HK$1,311/mo
Today · 4.125%
HK$50,785
baseline
▲ 0.50% · 4.625%
HK$53,462
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,570/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,972
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,589
−HK$1,642/mo
Today · 4.125%
HK$55,231
baseline
▲ 0.50% · 4.625%
HK$58,592
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,462/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,819
−HK$3,123/mo
▼ 0.25% · 3.875%
HK$59,369
−HK$1,573/mo
Today · 4.125%
HK$60,942
baseline
▲ 0.50% · 4.625%
HK$64,155
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,884/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,634
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,520
−HK$1,917/mo
Today · 4.125%
HK$64,437
baseline
▲ 0.50% · 4.625%
HK$68,358
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,874/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,455
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,264
−HK$1,836/mo
Today · 4.125%
HK$71,100
baseline
▲ 0.50% · 4.625%
HK$74,847
+HK$3,747/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,200/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,959
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,383
−HK$2,464/mo
Today · 4.125%
HK$82,847
baseline
▲ 0.50% · 4.625%
HK$87,888
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,694/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,728
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,054
−HK$2,360/mo
Today · 4.125%
HK$91,414
baseline
▲ 0.50% · 4.625%
HK$96,232
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,828/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,261 · Scale 2, in force from 26 Feb 2026)