LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,311
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,658
−HK$1,369/mo
Today · 4.125%
HK$46,027
baseline
▲ 0.50% · 4.625%
HK$48,827
+HK$2,800/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,054/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,183
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,475
−HK$1,311/mo
Today · 4.125%
HK$50,786
baseline
▲ 0.50% · 4.625%
HK$53,463
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,572/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,973
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,590
−HK$1,642/mo
Today · 4.125%
HK$55,232
baseline
▲ 0.50% · 4.625%
HK$58,593
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,464/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,819
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,370
−HK$1,573/mo
Today · 4.125%
HK$60,943
baseline
▲ 0.50% · 4.625%
HK$64,156
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,886/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,635
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,521
−HK$1,917/mo
Today · 4.125%
HK$64,438
baseline
▲ 0.50% · 4.625%
HK$68,358
+HK$3,920/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,876/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,456
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,265
−HK$1,835/mo
Today · 4.125%
HK$71,100
baseline
▲ 0.50% · 4.625%
HK$74,848
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,200/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,960
−HK$4,888/mo
▼ 0.25% · 3.875%
HK$80,384
−HK$2,464/mo
Today · 4.125%
HK$82,848
baseline
▲ 0.50% · 4.625%
HK$87,889
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$165,696/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,729
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,055
−HK$2,360/mo
Today · 4.125%
HK$91,415
baseline
▲ 0.50% · 4.625%
HK$96,233
+HK$4,818/mo
Deposit HK$1.90M · loan HK$17.09M · min. income ≈ HK$182,830/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,270 · Scale 2, in force from 26 Feb 2026)