LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,313
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,661
−HK$1,368/mo
Today · 4.125%
HK$46,029
baseline
▲ 0.50% · 4.625%
HK$48,830
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,058/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,186
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,478
−HK$1,311/mo
Today · 4.125%
HK$50,789
baseline
▲ 0.50% · 4.625%
HK$53,466
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,578/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,976
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,593
−HK$1,642/mo
Today · 4.125%
HK$55,235
baseline
▲ 0.50% · 4.625%
HK$58,596
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,470/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,823
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,373
−HK$1,574/mo
Today · 4.125%
HK$60,947
baseline
▲ 0.50% · 4.625%
HK$64,159
+HK$3,212/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,894/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,639
−HK$3,802/mo
▼ 0.25% · 3.875%
HK$62,525
−HK$1,916/mo
Today · 4.125%
HK$64,441
baseline
▲ 0.50% · 4.625%
HK$68,362
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,882/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,460
−HK$3,644/mo
▼ 0.25% · 3.875%
HK$69,269
−HK$1,835/mo
Today · 4.125%
HK$71,104
baseline
▲ 0.50% · 4.625%
HK$74,852
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,208/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,964
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,389
−HK$2,464/mo
Today · 4.125%
HK$82,853
baseline
▲ 0.50% · 4.625%
HK$87,894
+HK$5,041/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,706/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,734
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,060
−HK$2,360/mo
Today · 4.125%
HK$91,420
baseline
▲ 0.50% · 4.625%
HK$96,239
+HK$4,819/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,840/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,310 · Scale 2, in force from 26 Feb 2026)