LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,315
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,369/mo
Today · 4.125%
HK$46,031
baseline
▲ 0.50% · 4.625%
HK$48,832
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,062/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,187
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,480
−HK$1,311/mo
Today · 4.125%
HK$50,791
baseline
▲ 0.50% · 4.625%
HK$53,468
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,582/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,978
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$53,595
−HK$1,642/mo
Today · 4.125%
HK$55,237
baseline
▲ 0.50% · 4.625%
HK$58,598
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,474/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,825
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,376
−HK$1,573/mo
Today · 4.125%
HK$60,949
baseline
▲ 0.50% · 4.625%
HK$64,162
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,898/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,641
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,527
−HK$1,917/mo
Today · 4.125%
HK$64,444
baseline
▲ 0.50% · 4.625%
HK$68,365
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,888/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,462
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,272
−HK$1,835/mo
Today · 4.125%
HK$71,107
baseline
▲ 0.50% · 4.625%
HK$74,855
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,214/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,967
−HK$4,889/mo
▼ 0.25% · 3.875%
HK$80,392
−HK$2,464/mo
Today · 4.125%
HK$82,856
baseline
▲ 0.50% · 4.625%
HK$87,898
+HK$5,042/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,712/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,737
−HK$4,686/mo
▼ 0.25% · 3.875%
HK$89,064
−HK$2,359/mo
Today · 4.125%
HK$91,423
baseline
▲ 0.50% · 4.625%
HK$96,242
+HK$4,819/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,846/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,336 · Scale 2, in force from 26 Feb 2026)