LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,319
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,667
−HK$1,369/mo
Today · 4.125%
HK$46,036
baseline
▲ 0.50% · 4.625%
HK$48,837
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,072/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,192
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,485
−HK$1,311/mo
Today · 4.125%
HK$50,796
baseline
▲ 0.50% · 4.625%
HK$53,474
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,592/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,983
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,600
−HK$1,643/mo
Today · 4.125%
HK$55,243
baseline
▲ 0.50% · 4.625%
HK$58,604
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,486/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,831
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,382
−HK$1,573/mo
Today · 4.125%
HK$60,955
baseline
▲ 0.50% · 4.625%
HK$64,168
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,910/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,647
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,534
−HK$1,916/mo
Today · 4.125%
HK$64,450
baseline
▲ 0.50% · 4.625%
HK$68,372
+HK$3,922/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,900/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,469
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,279
−HK$1,836/mo
Today · 4.125%
HK$71,115
baseline
▲ 0.50% · 4.625%
HK$74,863
+HK$3,748/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,230/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,975
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,400
−HK$2,465/mo
Today · 4.125%
HK$82,865
baseline
▲ 0.50% · 4.625%
HK$87,907
+HK$5,042/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,730/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,746
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,073
−HK$2,360/mo
Today · 4.125%
HK$91,433
baseline
▲ 0.50% · 4.625%
HK$96,252
+HK$4,819/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,866/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,410 · Scale 2, in force from 26 Feb 2026)