LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,320
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,667
−HK$1,369/mo
Today · 4.125%
HK$46,036
baseline
▲ 0.50% · 4.625%
HK$48,838
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,072/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,193
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,485
−HK$1,312/mo
Today · 4.125%
HK$50,797
baseline
▲ 0.50% · 4.625%
HK$53,474
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,594/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,984
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,601
−HK$1,643/mo
Today · 4.125%
HK$55,244
baseline
▲ 0.50% · 4.625%
HK$58,605
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,488/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,832
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,383
−HK$1,573/mo
Today · 4.125%
HK$60,956
baseline
▲ 0.50% · 4.625%
HK$64,169
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,912/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,648
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,534
−HK$1,917/mo
Today · 4.125%
HK$64,451
baseline
▲ 0.50% · 4.625%
HK$68,373
+HK$3,922/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,902/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,470
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,280
−HK$1,835/mo
Today · 4.125%
HK$71,115
baseline
▲ 0.50% · 4.625%
HK$74,864
+HK$3,749/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,230/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,976
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,401
−HK$2,465/mo
Today · 4.125%
HK$82,866
baseline
▲ 0.50% · 4.625%
HK$87,908
+HK$5,042/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,732/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,747
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,074
−HK$2,360/mo
Today · 4.125%
HK$91,434
baseline
▲ 0.50% · 4.625%
HK$96,254
+HK$4,820/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,868/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,419 · Scale 2, in force from 26 Feb 2026)