LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,322
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,669
−HK$1,369/mo
Today · 4.125%
HK$46,038
baseline
▲ 0.50% · 4.625%
HK$48,840
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,076/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,195
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,487
−HK$1,312/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,476
+HK$2,677/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,986
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,603
−HK$1,643/mo
Today · 4.125%
HK$55,246
baseline
▲ 0.50% · 4.625%
HK$58,607
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,492/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,834
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,385
−HK$1,573/mo
Today · 4.125%
HK$60,958
baseline
▲ 0.50% · 4.625%
HK$64,172
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,916/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,650
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,537
−HK$1,917/mo
Today · 4.125%
HK$64,454
baseline
▲ 0.50% · 4.625%
HK$68,375
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,908/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,473
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,282
−HK$1,836/mo
Today · 4.125%
HK$71,118
baseline
▲ 0.50% · 4.625%
HK$74,867
+HK$3,749/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,236/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,979
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,404
−HK$2,465/mo
Today · 4.125%
HK$82,869
baseline
▲ 0.50% · 4.625%
HK$87,911
+HK$5,042/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,738/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,751
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,077
−HK$2,361/mo
Today · 4.125%
HK$91,438
baseline
▲ 0.50% · 4.625%
HK$96,257
+HK$4,819/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,876/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,447 · Scale 2, in force from 26 Feb 2026)