LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,322
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,670
−HK$1,369/mo
Today · 4.125%
HK$46,039
baseline
▲ 0.50% · 4.625%
HK$48,840
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,078/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,196
−HK$2,603/mo
▼ 0.25% · 3.875%
HK$49,488
−HK$1,311/mo
Today · 4.125%
HK$50,799
baseline
▲ 0.50% · 4.625%
HK$53,477
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,598/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,987
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,604
−HK$1,643/mo
Today · 4.125%
HK$55,247
baseline
▲ 0.50% · 4.625%
HK$58,608
+HK$3,361/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,494/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,124/mo
▼ 0.25% · 3.875%
HK$59,386
−HK$1,573/mo
Today · 4.125%
HK$60,959
baseline
▲ 0.50% · 4.625%
HK$64,173
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,918/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,651
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,538
−HK$1,917/mo
Today · 4.125%
HK$64,455
baseline
▲ 0.50% · 4.625%
HK$68,376
+HK$3,921/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,910/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,474
−HK$3,645/mo
▼ 0.25% · 3.875%
HK$69,283
−HK$1,836/mo
Today · 4.125%
HK$71,119
baseline
▲ 0.50% · 4.625%
HK$74,868
+HK$3,749/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,238/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,980
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,406
−HK$2,464/mo
Today · 4.125%
HK$82,870
baseline
▲ 0.50% · 4.625%
HK$87,913
+HK$5,043/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,740/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,752
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,079
−HK$2,360/mo
Today · 4.125%
HK$91,439
baseline
▲ 0.50% · 4.625%
HK$96,259
+HK$4,820/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,878/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,458 · Scale 2, in force from 26 Feb 2026)