LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,323
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$44,670
−HK$1,369/mo
Today · 4.125%
HK$46,039
baseline
▲ 0.50% · 4.625%
HK$48,841
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,078/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,196
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,489
−HK$1,311/mo
Today · 4.125%
HK$50,800
baseline
▲ 0.50% · 4.625%
HK$53,478
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,600/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,987
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$53,604
−HK$1,643/mo
Today · 4.125%
HK$55,247
baseline
▲ 0.50% · 4.625%
HK$58,609
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,494/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,835
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,386
−HK$1,574/mo
Today · 4.125%
HK$60,960
baseline
▲ 0.50% · 4.625%
HK$64,173
+HK$3,213/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,920/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,652
−HK$3,803/mo
▼ 0.25% · 3.875%
HK$62,538
−HK$1,917/mo
Today · 4.125%
HK$64,455
baseline
▲ 0.50% · 4.625%
HK$68,377
+HK$3,922/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,910/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,474
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,284
−HK$1,836/mo
Today · 4.125%
HK$71,120
baseline
▲ 0.50% · 4.625%
HK$74,869
+HK$3,749/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,240/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,981
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,406
−HK$2,465/mo
Today · 4.125%
HK$82,871
baseline
▲ 0.50% · 4.625%
HK$87,913
+HK$5,042/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,742/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,753
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,079
−HK$2,361/mo
Today · 4.125%
HK$91,440
baseline
▲ 0.50% · 4.625%
HK$96,260
+HK$4,820/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,880/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,464 · Scale 2, in force from 26 Feb 2026)