LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,328
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,675
−HK$1,370/mo
Today · 4.125%
HK$46,045
baseline
▲ 0.50% · 4.625%
HK$48,846
+HK$2,801/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,090/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,202
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,494
−HK$1,312/mo
Today · 4.125%
HK$50,806
baseline
▲ 0.50% · 4.625%
HK$53,484
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,612/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,993
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,610
−HK$1,644/mo
Today · 4.125%
HK$55,254
baseline
▲ 0.50% · 4.625%
HK$58,616
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,508/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,842
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,393
−HK$1,574/mo
Today · 4.125%
HK$60,967
baseline
▲ 0.50% · 4.625%
HK$64,181
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,934/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,659
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,546
−HK$1,917/mo
Today · 4.125%
HK$64,463
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,922/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,926/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,482
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,292
−HK$1,836/mo
Today · 4.125%
HK$71,128
baseline
▲ 0.50% · 4.625%
HK$74,877
+HK$3,749/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,256/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,990
−HK$4,890/mo
▼ 0.25% · 3.875%
HK$80,416
−HK$2,464/mo
Today · 4.125%
HK$82,880
baseline
▲ 0.50% · 4.625%
HK$87,923
+HK$5,043/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,760/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,763
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,090
−HK$2,360/mo
Today · 4.125%
HK$91,450
baseline
▲ 0.50% · 4.625%
HK$96,271
+HK$4,821/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,900/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,546 · Scale 2, in force from 26 Feb 2026)