LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,330
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,678
−HK$1,369/mo
Today · 4.125%
HK$46,047
baseline
▲ 0.50% · 4.625%
HK$48,849
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,094/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,204
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,497
−HK$1,312/mo
Today · 4.125%
HK$50,809
baseline
▲ 0.50% · 4.625%
HK$53,487
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,618/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,996
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,614
−HK$1,643/mo
Today · 4.125%
HK$55,257
baseline
▲ 0.50% · 4.625%
HK$58,619
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,514/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,845
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,397
−HK$1,573/mo
Today · 4.125%
HK$60,970
baseline
▲ 0.50% · 4.625%
HK$64,184
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,940/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,662
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,549
−HK$1,917/mo
Today · 4.125%
HK$64,466
baseline
▲ 0.50% · 4.625%
HK$68,389
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,932/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,486
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,296
−HK$1,836/mo
Today · 4.125%
HK$71,132
baseline
▲ 0.50% · 4.625%
HK$74,882
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,264/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,994
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,420
−HK$2,465/mo
Today · 4.125%
HK$82,885
baseline
▲ 0.50% · 4.625%
HK$87,929
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,770/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,768
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,095
−HK$2,361/mo
Today · 4.125%
HK$91,456
baseline
▲ 0.50% · 4.625%
HK$96,276
+HK$4,820/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,912/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,588 · Scale 2, in force from 26 Feb 2026)