LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,331
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,679
−HK$1,370/mo
Today · 4.125%
HK$46,049
baseline
▲ 0.50% · 4.625%
HK$48,851
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,098/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,206
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,499
−HK$1,311/mo
Today · 4.125%
HK$50,810
baseline
▲ 0.50% · 4.625%
HK$53,489
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,620/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,998
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,615
−HK$1,644/mo
Today · 4.125%
HK$55,259
baseline
▲ 0.50% · 4.625%
HK$58,621
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,518/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,847
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,398
−HK$1,574/mo
Today · 4.125%
HK$60,972
baseline
▲ 0.50% · 4.625%
HK$64,186
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,944/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,664
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,551
−HK$1,917/mo
Today · 4.125%
HK$64,468
baseline
▲ 0.50% · 4.625%
HK$68,391
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,936/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,488
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,298
−HK$1,836/mo
Today · 4.125%
HK$71,134
baseline
▲ 0.50% · 4.625%
HK$74,884
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,268/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,997
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,423
−HK$2,465/mo
Today · 4.125%
HK$82,888
baseline
▲ 0.50% · 4.625%
HK$87,931
+HK$5,043/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,776/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,771
−HK$4,687/mo
▼ 0.25% · 3.875%
HK$89,098
−HK$2,360/mo
Today · 4.125%
HK$91,458
baseline
▲ 0.50% · 4.625%
HK$96,279
+HK$4,821/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,916/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,609 · Scale 2, in force from 26 Feb 2026)