LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,333
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,681
−HK$1,369/mo
Today · 4.125%
HK$46,050
baseline
▲ 0.50% · 4.625%
HK$48,852
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,100/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,207
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,500
−HK$1,312/mo
Today · 4.125%
HK$50,812
baseline
▲ 0.50% · 4.625%
HK$53,490
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,624/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,999
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,617
−HK$1,643/mo
Today · 4.125%
HK$55,260
baseline
▲ 0.50% · 4.625%
HK$58,623
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,520/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,849
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,400
−HK$1,574/mo
Today · 4.125%
HK$60,974
baseline
▲ 0.50% · 4.625%
HK$64,188
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,948/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,666
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,553
−HK$1,917/mo
Today · 4.125%
HK$64,470
baseline
▲ 0.50% · 4.625%
HK$68,393
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,940/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,490
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,300
−HK$1,836/mo
Today · 4.125%
HK$71,136
baseline
▲ 0.50% · 4.625%
HK$74,886
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,272/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,999
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,425
−HK$2,465/mo
Today · 4.125%
HK$82,890
baseline
▲ 0.50% · 4.625%
HK$87,934
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,780/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,773
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,100
−HK$2,361/mo
Today · 4.125%
HK$91,461
baseline
▲ 0.50% · 4.625%
HK$96,282
+HK$4,821/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,922/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,629 · Scale 2, in force from 26 Feb 2026)