LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,334
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$44,682
−HK$1,369/mo
Today · 4.125%
HK$46,051
baseline
▲ 0.50% · 4.625%
HK$48,853
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,102/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,208
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,501
−HK$1,312/mo
Today · 4.125%
HK$50,813
baseline
▲ 0.50% · 4.625%
HK$53,491
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,626/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,000
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,618
−HK$1,643/mo
Today · 4.125%
HK$55,261
baseline
▲ 0.50% · 4.625%
HK$58,624
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,522/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,850
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,401
−HK$1,574/mo
Today · 4.125%
HK$60,975
baseline
▲ 0.50% · 4.625%
HK$64,189
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,950/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,667
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,554
−HK$1,917/mo
Today · 4.125%
HK$64,471
baseline
▲ 0.50% · 4.625%
HK$68,394
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,942/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,302
−HK$1,836/mo
Today · 4.125%
HK$71,138
baseline
▲ 0.50% · 4.625%
HK$74,888
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,276/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,001
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,427
−HK$2,465/mo
Today · 4.125%
HK$82,892
baseline
▲ 0.50% · 4.625%
HK$87,936
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,784/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,775
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,102
−HK$2,361/mo
Today · 4.125%
HK$91,463
baseline
▲ 0.50% · 4.625%
HK$96,284
+HK$4,821/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,926/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,644 · Scale 2, in force from 26 Feb 2026)