LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,335
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,683
−HK$1,370/mo
Today · 4.125%
HK$46,053
baseline
▲ 0.50% · 4.625%
HK$48,855
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,106/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,210
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,503
−HK$1,312/mo
Today · 4.125%
HK$50,815
baseline
▲ 0.50% · 4.625%
HK$53,493
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,630/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,003
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$53,620
−HK$1,644/mo
Today · 4.125%
HK$55,264
baseline
▲ 0.50% · 4.625%
HK$58,626
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,528/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,852
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,404
−HK$1,574/mo
Today · 4.125%
HK$60,978
baseline
▲ 0.50% · 4.625%
HK$64,192
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,956/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,670
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,557
−HK$1,917/mo
Today · 4.125%
HK$64,474
baseline
▲ 0.50% · 4.625%
HK$68,397
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,948/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,494
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,305
−HK$1,836/mo
Today · 4.125%
HK$71,141
baseline
▲ 0.50% · 4.625%
HK$74,891
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,282/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,004
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,430
−HK$2,465/mo
Today · 4.125%
HK$82,895
baseline
▲ 0.50% · 4.625%
HK$87,939
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,790/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,778
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,106
−HK$2,361/mo
Today · 4.125%
HK$91,467
baseline
▲ 0.50% · 4.625%
HK$96,288
+HK$4,821/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,934/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,674 · Scale 2, in force from 26 Feb 2026)