LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,337
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,685
−HK$1,370/mo
Today · 4.125%
HK$46,055
baseline
▲ 0.50% · 4.625%
HK$48,857
+HK$2,802/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,110/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,212
−HK$2,605/mo
▼ 0.25% · 3.875%
HK$49,505
−HK$1,312/mo
Today · 4.125%
HK$50,817
baseline
▲ 0.50% · 4.625%
HK$53,495
+HK$2,678/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,634/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,004
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,622
−HK$1,644/mo
Today · 4.125%
HK$55,266
baseline
▲ 0.50% · 4.625%
HK$58,628
+HK$3,362/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,532/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,854
−HK$3,126/mo
▼ 0.25% · 3.875%
HK$59,406
−HK$1,574/mo
Today · 4.125%
HK$60,980
baseline
▲ 0.50% · 4.625%
HK$64,194
+HK$3,214/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,960/mo (50% DSR)
Upfront cash ≈ HK$8.31M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,672
−HK$3,804/mo
▼ 0.25% · 3.875%
HK$62,559
−HK$1,917/mo
Today · 4.125%
HK$64,476
baseline
▲ 0.50% · 4.625%
HK$68,400
+HK$3,924/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,952/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,497
−HK$3,646/mo
▼ 0.25% · 3.875%
HK$69,307
−HK$1,836/mo
Today · 4.125%
HK$71,143
baseline
▲ 0.50% · 4.625%
HK$74,893
+HK$3,750/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,286/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,007
−HK$4,891/mo
▼ 0.25% · 3.875%
HK$80,433
−HK$2,465/mo
Today · 4.125%
HK$82,898
baseline
▲ 0.50% · 4.625%
HK$87,942
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$165,796/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,782
−HK$4,688/mo
▼ 0.25% · 3.875%
HK$89,109
−HK$2,361/mo
Today · 4.125%
HK$91,470
baseline
▲ 0.50% · 4.625%
HK$96,292
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.10M · min. income ≈ HK$182,940/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,700 · Scale 2, in force from 26 Feb 2026)