LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,339
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$44,687
−HK$1,370/mo
Today · 4.125%
HK$46,057
baseline
▲ 0.50% · 4.625%
HK$48,860
+HK$2,803/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$92,114/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,215
−HK$2,604/mo
▼ 0.25% · 3.875%
HK$49,508
−HK$1,311/mo
Today · 4.125%
HK$50,819
baseline
▲ 0.50% · 4.625%
HK$53,498
+HK$2,679/mo
Deposit HK$9.50M · loan HK$9.50M · min. income ≈ HK$101,638/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,007
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$53,625
−HK$1,644/mo
Today · 4.125%
HK$55,269
baseline
▲ 0.50% · 4.625%
HK$58,632
+HK$3,363/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$110,538/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,858
−HK$3,125/mo
▼ 0.25% · 3.875%
HK$59,409
−HK$1,574/mo
Today · 4.125%
HK$60,983
baseline
▲ 0.50% · 4.625%
HK$64,198
+HK$3,215/mo
Deposit HK$7.60M · loan HK$11.40M · min. income ≈ HK$121,966/mo (50% DSR)
Upfront cash ≈ HK$8.32M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,675
−HK$3,805/mo
▼ 0.25% · 3.875%
HK$62,562
−HK$1,918/mo
Today · 4.125%
HK$64,480
baseline
▲ 0.50% · 4.625%
HK$68,403
+HK$3,923/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$128,960/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,500
−HK$3,647/mo
▼ 0.25% · 3.875%
HK$69,311
−HK$1,836/mo
Today · 4.125%
HK$71,147
baseline
▲ 0.50% · 4.625%
HK$74,898
+HK$3,751/mo
Deposit HK$5.70M · loan HK$13.30M · min. income ≈ HK$142,294/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,011
−HK$4,892/mo
▼ 0.25% · 3.875%
HK$80,437
−HK$2,466/mo
Today · 4.125%
HK$82,903
baseline
▲ 0.50% · 4.625%
HK$87,947
+HK$5,044/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$165,806/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,786
−HK$4,689/mo
▼ 0.25% · 3.875%
HK$89,114
−HK$2,361/mo
Today · 4.125%
HK$91,475
baseline
▲ 0.50% · 4.625%
HK$96,297
+HK$4,822/mo
Deposit HK$1.90M · loan HK$17.11M · min. income ≈ HK$182,950/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$712,739 · Scale 2, in force from 26 Feb 2026)